Second look. Fast action.

Turned down does not always mean done.

Urgent care for loans that were denied, structured incorrectly, may benefit from a different loan approach.

We do not promise every file can be saved. We do promise fast response, honest communication, experienced review, and the best possible shot at a real path to closing.
Start a Rescue Review See the Admission Checklist

What we promise

Every rescue review includes:

  • ✓ Fast response
  • ✓ Honest communication
  • ✓ Experienced review
  • ✓ A real strategy if one exists
★★★★★ Experienced review team
Lending in all 50 states
A division of Novus Home Mortgage

How the Loan Rescue Center works

A denial from one lender is not always the final answer. Some transactions run into issues due to timing, documentation, or program fit.

1

Send everything

  • Denial letter or prior lender explanation
  • Application, contract, paystubs, bank statements, tax docs
  • Any underwriting conditions already issued
2

Reply fast

  • Quick response keeps the rescue alive
  • Missing pages create delays and false hope
  • Silence kills more deals than complexity
3

Stay transparent

  • Tell us the real story up front
  • No hidden credit, asset, or employment changes
  • Realistic expectations beat fantasy rates
The best loan isn’t just about rate — it’s about getting to the closing table successfully.

Loan Rescue Admission Checklist

Use this intake structure for borrowers, Realtors, or your team. The more complete the file, the faster we can diagnose whether there is a real path forward.

👤

Identity & Application

  • Government ID
  • Loan application if available
  • Prior loan estimate or fee worksheet
💰

Income & Assets

  • Most recent pay stubs
  • Last 2 years W-2s and/or tax returns
  • Last 2 months of bank statements
🏠

Property & Housing

  • Purchase contract
  • Current mortgage statement or rent info
  • HOA information if applicable
🚨

Critical Rescue Items

  • Denial letter or written explanation from prior lender
  • Any underwriting conditions or notes
  • Docs tied to bankruptcy, divorce, support, or related issues
What slows or kills a rescue: slow responses, missing pages, incomplete explanations, rate shopping instead of problem solving, and waiting too long to ask for help.

Start a rescue review

Fill out the form below to get started. Tell us what happened and what you have on hand, and our team will review your file and reach out with the best path forward.

What we promise

  • Fast response
  • Honest communication
  • Experienced review
  • A real strategy if one exists

What we do not promise

  • We do not guarantee approval
  • We review facts, not assumptions
  • We do not guess without seeing the full file

By submitting this form, I authorize Novus Home Mortgage to contact me via call, text, or email regarding my inquiry. Message and data rates may apply. Consent is not a condition of loan approval.